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Hello there! In this guide, you will find all the information required for integrating your platform with TopWallet and avail of its core functionalities.

We’ve tried to make the guide simple and easy to follow, with as much detail as possible and we have a wide array of api’s to select. If you have any questions, contact us at support@topconnect.io. We would love to help you out.

TopWallet provides a highly efficient solution to help organizations scale their payment disbursement and acceptance modules for both - conventional payments or digital assets.

Fast: We have optimized our solution for speed - You can go live in an afternoon and your customers can onboard in seconds.
High quality: In-house, world class AI models and a UI designed for low drop offs.
Flexible: Allows you to change branding, texts & workflows with zero code
Resilient: Our uptime has consistently been above 99.9%
Scalable: Capable of handling volume spikes as it is auto scalable
Secure: Annual 3rd party audits, VAPT, ISO certification, end to end data encryption

Additonally:

You can use the dashboard to access credentials or configure the solution as per your requirements. This dashboard also lets you view the application data and corresponding analytics.
We have engineered the SDK’s & dashboard to work together, so that you can finish your integration with just a few lines of code.

We have engineered the API's & dashboard to work together, so that you can finish your integration with just a few lines of code!

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After a payment is processed (whether successful or failed), the payment provider will call the Notify URL to inform the merchant's system of the transaction result.

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After a payment is processed (whether successful or failed), the payment provider will call the Notify URL to inform the merchant's system of the transaction result.

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\"name\": \"PESONET\"\n }\n }\n },\n \"FIOOPHM1XXX\": {\n \"full_name\": \"FIRST CONSOLIDATED BANK\",\n \"swift_bic\": \"FIOOPHM1XXX\",\n \"settlement_rail\": {\n \"PESONET\": {\n \"bank_code\": \"FIOOPHM1XXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"GHPESGSGXXX\": {\n \"full_name\": \"GrabPay Philippines\",\n \"swift_bic\": \"GHPESGSGXXX\",\n \"settlement_rail\": {\n \"INSTAPAY\": {\n \"bank_code\": \"GHPESGSGXXX\",\n \"name\": \"INSTAPAY\"\n },\n \"PESONET\": {\n \"bank_code\": \"GHPESGSGXXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"GOTYPHM2XXX\": {\n \"full_name\": \"GoTyme Bank\",\n \"swift_bic\": \"GOTYPHM2XXX\",\n \"settlement_rail\": {\n \"INSTAPAY\": {\n \"bank_code\": \"GOTYPHM2XXX\",\n \"name\": \"INSTAPAY\"\n },\n \"PESONET\": {\n \"bank_code\": \"GOTYPHM2XXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"GRBUPHM1XXX\": {\n \"full_name\": \"GUAGUA RURAL BANK, INC.\",\n \"swift_bic\": \"GRBUPHM1XXX\",\n \"settlement_rail\": {\n \"PESONET\": {\n \"bank_code\": \"GRBUPHM1XXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"GXCHPHM2XXX\": {\n \"full_name\": \"G-Xchange / GCash\",\n \"swift_bic\": \"GXCHPHM2XXX\",\n \"settlement_rail\": {\n \"INSTAPAY\": {\n \"bank_code\": \"GXCHPHM2XXX\",\n \"name\": \"INSTAPAY\"\n },\n \"PESONET\": {\n \"bank_code\": \"GXCHPHM2XXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"HSBCPHMMXXX\": {\n \"full_name\": \"HK AND SHANGHAI BANKING CORP.\",\n \"swift_bic\": \"HSBCPHMMXXX\",\n \"settlement_rail\": {\n \"PESONET\": {\n \"bank_code\": \"HSBCPHMMXXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"IBKOPHMMXXX\": {\n \"full_name\": \"INDUSTRIAL BANK OF KOREA - MANILA\",\n \"swift_bic\": \"IBKOPHMMXXX\",\n \"settlement_rail\": {\n \"PESONET\": {\n \"bank_code\": \"IBKOPHMMXXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"ICBCPHMMXXX\": {\n \"full_name\": \"MEGA INTL COMML BANK CO. LTD\",\n \"swift_bic\": \"ICBCPHMMXXX\",\n \"settlement_rail\": {\n \"PESONET\": {\n \"bank_code\": \"ICBCPHMMXXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"ICBKPHMMXXX\": {\n \"full_name\": \"INDUSTRIAL AND COMMERCIAL BANK OF CHINA\",\n \"swift_bic\": \"ICBKPHMMXXX\",\n \"settlement_rail\": {\n \"PESONET\": {\n \"bank_code\": \"ICBKPHMMXXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"IFIPPHM2XXX\": {\n \"full_name\": \"Infoserve / Nationlink\",\n \"swift_bic\": \"IFIPPHM2XXX\",\n \"settlement_rail\": {\n \"INSTAPAY\": {\n \"bank_code\": \"IFIPPHM2XXX\",\n \"name\": \"INSTAPAY\"\n }\n }\n },\n \"IORUPHM1XXX\": {\n \"full_name\": \"INNOVATIVE BANK, INC. (A Rural Bank)\",\n \"swift_bic\": \"IORUPHM1XXX\",\n \"settlement_rail\": {\n \"PESONET\": {\n \"bank_code\": \"IORUPHM1XXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"IREMPHM2XXX\": {\n \"full_name\": \"I-Remit/iCASH\",\n \"swift_bic\": \"IREMPHM2XXX\",\n \"settlement_rail\": {\n \"INSTAPAY\": {\n \"bank_code\": \"IREMPHM2XXX\",\n \"name\": \"INSTAPAY\"\n }\n }\n },\n \"ISTHPHM1XXX\": {\n \"full_name\": \"ISLA Bank\",\n \"swift_bic\": \"ISTHPHM1XXX\",\n \"settlement_rail\": {\n \"INSTAPAY\": {\n \"bank_code\": \"ISTHPHM1XXX\",\n \"name\": \"INSTAPAY\"\n }\n }\n },\n \"KARUPHM1XXX\": {\n \"full_name\": \"BANGKO KABAYAN INC.\",\n \"swift_bic\": \"KARUPHM1XXX\",\n \"settlement_rail\": {\n \"PESONET\": {\n \"bank_code\": \"KARUPHM1XXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"KOEXPHMMXXX\": {\n \"full_name\": \"KEB HANA BANK\",\n \"swift_bic\": \"KOEXPHMMXXX\",\n \"settlement_rail\": {\n \"PESONET\": {\n \"bank_code\": \"KOEXPHMMXXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"LAUIPHM2XXX\": {\n \"full_name\": \"Seabank Philippines, Inc.\",\n \"swift_bic\": \"LAUIPHM2XXX\",\n \"settlement_rail\": {\n \"INSTAPAY\": {\n \"bank_code\": \"LAUIPHM2XXX\",\n \"name\": \"INSTAPAY\"\n },\n \"PESONET\": {\n \"bank_code\": \"LAUIPHM2XXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"LESIPHM1XXX\": {\n \"full_name\": \"LEGAZPI SAVINGS BANK INC\",\n \"swift_bic\": \"LESIPHM1XXX\",\n \"settlement_rail\": {\n \"INSTAPAY\": {\n \"bank_code\": \"LESIPHM1XXX\",\n \"name\": \"INSTAPAY\"\n }\n }\n },\n \"LPCRPHM2XXX\": {\n \"full_name\": \"Laguna Prestige Banking Corporation (A Rural Bank)\",\n \"swift_bic\": \"LPCRPHM2XXX\",\n \"settlement_rail\": {\n \"PESONET\": {\n \"bank_code\": \"LPCRPHM2XXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"MAARPHM1XXX\": {\n \"full_name\": \"Malayan Bank Savings\",\n \"swift_bic\": \"MAARPHM1XXX\",\n \"settlement_rail\": {\n \"INSTAPAY\": {\n \"bank_code\": \"MAARPHM1XXX\",\n \"name\": \"INSTAPAY\"\n },\n \"PESONET\": {\n \"bank_code\": \"MAARPHM1XXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"MBBEPHMMXXX\": {\n \"full_name\": \"Maybank Philippines Inc\",\n \"swift_bic\": \"MBBEPHMMXXX\",\n \"settlement_rail\": {\n \"INSTAPAY\": {\n \"bank_code\": \"MBBEPHMMXXX\",\n \"name\": \"INSTAPAY\"\n },\n \"PESONET\": {\n \"bank_code\": \"MBBEPHMMXXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"MBTCPHMMXXX\": {\n \"full_name\": \"Metrobank\",\n \"swift_bic\": \"MBTCPHMMXXX\",\n \"settlement_rail\": {\n \"INSTAPAY\": {\n \"bank_code\": \"MBTCPHMMXXX\",\n \"name\": \"INSTAPAY\"\n },\n \"PESONET\": {\n \"bank_code\": \"MBTCPHMMXXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"MHCBPHMMXXX\": {\n \"full_name\": \"MIZUHO BANK,LTD.\",\n \"swift_bic\": \"MHCBPHMMXXX\",\n \"settlement_rail\": {\n \"PESONET\": {\n \"bank_code\": \"MHCBPHMMXXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"MIOCPHM1XXX\": {\n \"full_name\": \"MINDANAO CONSOLIDATED COOPERATIVE\",\n \"swift_bic\": \"MIOCPHM1XXX\",\n \"settlement_rail\": {\n \"INSTAPAY\": {\n \"bank_code\": \"MIOCPHM1XXX\",\n \"name\": \"INSTAPAY\"\n }\n }\n },\n \"MKRUPHM1XXX\": {\n \"full_name\": \"BANK OF MAKATI\",\n \"swift_bic\": \"MKRUPHM1XXX\",\n \"settlement_rail\": {\n \"PESONET\": {\n \"bank_code\": \"MKRUPHM1XXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"MLRUPHM2XXX\": {\n \"full_name\": \"MALARAYAT RURAL BANK,INC.\",\n \"swift_bic\": \"MLRUPHM2XXX\",\n \"settlement_rail\": {\n \"PESONET\": {\n \"bank_code\": \"MLRUPHM2XXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"MOMLPHM2XXX\": {\n \"full_name\": \"MONEY MALL RURAL BANK, INC.\",\n \"swift_bic\": \"MOMLPHM2XXX\",\n \"settlement_rail\": {\n \"PESONET\": {\n \"bank_code\": \"MOMLPHM2XXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"MRTCPHM1XXX\": {\n \"full_name\": \"Bangko Mabuhay\",\n \"swift_bic\": \"MRTCPHM1XXX\",\n \"settlement_rail\": {\n \"INSTAPAY\": {\n \"bank_code\": \"MRTCPHM1XXX\",\n \"name\": \"INSTAPAY\"\n },\n \"PESONET\": {\n \"bank_code\": \"MRTCPHM1XXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"MVRSPHM2XXX\": {\n \"full_name\": \"MVSM Bank, Inc.\",\n \"swift_bic\": \"MVRSPHM2XXX\",\n \"settlement_rail\": {\n \"PESONET\": {\n \"bank_code\": \"MVRSPHM2XXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"MYDBPHM2XXX\": {\n \"full_name\": \"Maya Bank, Inc.\",\n \"swift_bic\": \"MYDBPHM2XXX\",\n \"settlement_rail\": {\n \"INSTAPAY\": {\n \"bank_code\": \"MYDBPHM2XXX\",\n \"name\": \"INSTAPAY\"\n }\n }\n },\n \"MYYAPHM2XXX\": {\n \"full_name\": \"MAYA BANK, INC.\",\n \"swift_bic\": \"MYYAPHM2XXX\",\n \"settlement_rail\": {\n \"PESONET\": {\n \"bank_code\": \"MYYAPHM2XXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"NRSLPHM1XXX\": {\n \"full_name\": \"NEW RURAL BANK OF SAN LEONARDO (NUEVA ECIJA), INC.\",\n \"swift_bic\": \"NRSLPHM1XXX\",\n \"settlement_rail\": {\n \"PESONET\": {\n \"bank_code\": \"NRSLPHM1XXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"NSPRPHM1XXX\": {\n \"full_name\": \"BANGKO NUESTRA SENORA DEL PILAR\",\n \"swift_bic\": \"NSPRPHM1XXX\",\n \"settlement_rail\": {\n \"PESONET\": {\n \"bank_code\": \"NSPRPHM1XXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"ONNRPHM1XXX\": {\n \"full_name\": \"BDO Network Bank Inc\",\n \"swift_bic\": \"ONNRPHM1XXX\",\n \"settlement_rail\": {\n \"INSTAPAY\": {\n \"bank_code\": \"ONNRPHM1XXX\",\n \"name\": \"INSTAPAY\"\n },\n \"PESONET\": {\n \"bank_code\": \"ONNRPHM1XXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"OPDVPHM1XXX\": {\n \"full_name\": \"AllBank Inc\",\n \"swift_bic\": \"OPDVPHM1XXX\",\n \"settlement_rail\": {\n \"INSTAPAY\": {\n \"bank_code\": \"OPDVPHM1XXX\",\n \"name\": \"INSTAPAY\"\n }\n }\n },\n \"OWNBPHM2XXX\": {\n \"full_name\": \"Own Bank\",\n \"swift_bic\": \"OWNBPHM2XXX\",\n \"settlement_rail\": {\n \"INSTAPAY\": {\n \"bank_code\": \"OWNBPHM2XXX\",\n \"name\": \"INSTAPAY\"\n }\n }\n },\n \"OWNOPHM2XXX\": {\n \"full_name\": \"OWN BANK, THE RURAL BANK OF CAVITE CITY, INC.\",\n \"swift_bic\": \"OWNOPHM2XXX\",\n \"settlement_rail\": {\n \"PESONET\": {\n \"bank_code\": \"OWNOPHM2XXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"PABIPHMMXXX\": {\n \"full_name\": \"Bankcom\",\n \"swift_bic\": \"PABIPHMMXXX\",\n \"settlement_rail\": {\n \"INSTAPAY\": {\n \"bank_code\": \"PABIPHMMXXX\",\n \"name\": \"INSTAPAY\"\n },\n \"PESONET\": {\n \"bank_code\": \"PABIPHMMXXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"PAEYPHM2XXX\": {\n \"full_name\": \"PAYMONGO PAYMENTS, INC.\",\n \"swift_bic\": \"PAEYPHM2XXX\",\n \"settlement_rail\": {\n \"PESONET\": {\n \"bank_code\": \"PAEYPHM2XXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"PAPHPHM1XXX\": {\n \"full_name\": \"PayMaya Philippines Inc\",\n \"swift_bic\": \"PAPHPHM1XXX\",\n \"settlement_rail\": {\n \"INSTAPAY\": {\n \"bank_code\": \"PAPHPHM1XXX\",\n \"name\": \"INSTAPAY\"\n },\n \"PESONET\": {\n \"bank_code\": \"PAPHPHM1XXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"PASVPHM1XXX\": {\n \"full_name\": \"Pacific Ace Savings Bank\",\n \"swift_bic\": \"PASVPHM1XXX\",\n \"settlement_rail\": {\n \"INSTAPAY\": {\n \"bank_code\": \"PASVPHM1XXX\",\n \"name\": \"INSTAPAY\"\n }\n }\n },\n \"PDAXPHM2XXX\": {\n \"full_name\": \"Philippine Digital Asset Exchange, Inc. / PDAX\",\n \"swift_bic\": \"PDAXPHM2XXX\",\n \"settlement_rail\": {\n \"INSTAPAY\": {\n \"bank_code\": \"PDAXPHM2XXX\",\n \"name\": \"INSTAPAY\"\n }\n }\n },\n \"PHSBPHMMXXX\": {\n \"full_name\": \"Philippine Savings Bank\",\n \"swift_bic\": \"PHSBPHMMXXX\",\n \"settlement_rail\": {\n \"INSTAPAY\": {\n \"bank_code\": \"PHSBPHMMXXX\",\n \"name\": \"INSTAPAY\"\n },\n \"PESONET\": {\n \"bank_code\": \"PHSBPHMMXXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"PHTBPHMMXXX\": {\n \"full_name\": \"PHILTRUST BANK\",\n \"swift_bic\": \"PHTBPHMMXXX\",\n \"settlement_rail\": {\n \"INSTAPAY\": {\n \"bank_code\": \"PHTBPHMMXXX\",\n \"name\": \"INSTAPAY\"\n },\n \"PESONET\": {\n \"bank_code\": \"PHTBPHMMXXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"PHVBPHMMXXX\": {\n \"full_name\": \"Philippine Veterans Bank\",\n \"swift_bic\": \"PHVBPHMMXXX\",\n \"settlement_rail\": {\n \"INSTAPAY\": {\n \"bank_code\": \"PHVBPHMMXXX\",\n \"name\": \"INSTAPAY\"\n },\n \"PESONET\": {\n \"bank_code\": \"PHVBPHMMXXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"PNBMPHMMTOD\": {\n \"full_name\": \"Philippine National Bank\",\n \"swift_bic\": \"PNBMPHMMTOD\",\n \"settlement_rail\": {\n \"INSTAPAY\": {\n \"bank_code\": \"PNBMPHMMTOD\",\n \"name\": \"INSTAPAY\"\n }\n }\n },\n \"PNBMPHMMXXX\": {\n \"full_name\": \"PHILIPPINE NATIONAL BANK\",\n \"swift_bic\": \"PNBMPHMMXXX\",\n \"settlement_rail\": {\n \"PESONET\": {\n \"bank_code\": \"PNBMPHMMXXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"PPBUPHMMXXX\": {\n \"full_name\": \"PHILIPPINE BUSINESS BANK\",\n \"swift_bic\": \"PPBUPHMMXXX\",\n \"settlement_rail\": {\n \"INSTAPAY\": {\n \"bank_code\": \"PPBUPHMMXXX\",\n \"name\": \"INSTAPAY\"\n },\n \"PESONET\": {\n \"bank_code\": \"PPBUPHMMXXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"PPSFPHM2XXX\": {\n \"full_name\": \"PalawanPay\",\n \"swift_bic\": \"PPSFPHM2XXX\",\n \"settlement_rail\": {\n \"INSTAPAY\": {\n \"bank_code\": \"PPSFPHM2XXX\",\n \"name\": \"INSTAPAY\"\n }\n }\n },\n \"PRTOPHM1XXX\": {\n \"full_name\": \"PARTNER RURAL BANK\",\n \"swift_bic\": \"PRTOPHM1XXX\",\n \"settlement_rail\": {\n \"INSTAPAY\": {\n \"bank_code\": \"PRTOPHM1XXX\",\n \"name\": \"INSTAPAY\"\n }\n }\n },\n \"PSCOPHM1XXX\": {\n \"full_name\": \"Producers Savings Bank Corporation\",\n \"swift_bic\": \"PSCOPHM1XXX\",\n \"settlement_rail\": {\n \"INSTAPAY\": {\n \"bank_code\": \"PSCOPHM1XXX\",\n \"name\": \"INSTAPAY\"\n },\n \"PESONET\": {\n \"bank_code\": \"PSCOPHM1XXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"QCDFPHM1XXX\": {\n \"full_name\": \"QUEEN CITY DEVELOPMENT BANK INC\",\n \"swift_bic\": \"QCDFPHM1XXX\",\n \"settlement_rail\": {\n \"INSTAPAY\": {\n \"bank_code\": \"QCDFPHM1XXX\",\n \"name\": \"INSTAPAY\"\n },\n \"PESONET\": {\n \"bank_code\": \"QCDFPHM1XXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"QCRIPHM1XXX\": {\n \"full_name\": \"Quezon Capital Rural Bank Inc\",\n \"swift_bic\": \"QCRIPHM1XXX\",\n \"settlement_rail\": {\n \"INSTAPAY\": {\n \"bank_code\": \"QCRIPHM1XXX\",\n \"name\": \"INSTAPAY\"\n }\n }\n },\n \"RARLPHM1XXX\": {\n \"full_name\": \"RANG-AY BANK,INC. (A RURAL BANK)\",\n \"swift_bic\": \"RARLPHM1XXX\",\n \"settlement_rail\": {\n \"PESONET\": {\n \"bank_code\": \"RARLPHM1XXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"RBRUPHM2XXX\": {\n \"full_name\": \"RBT BANK, INC., A Rural Bank\",\n \"swift_bic\": \"RBRUPHM2XXX\",\n \"settlement_rail\": {\n \"PESONET\": {\n \"bank_code\": \"RBRUPHM2XXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"RCBCPHMMXXX\": {\n \"full_name\": \"RCBC\",\n \"swift_bic\": \"RCBCPHMMXXX\",\n \"settlement_rail\": {\n \"INSTAPAY\": {\n \"bank_code\": \"RCBCPHMMXXX\",\n \"name\": \"INSTAPAY\"\n },\n \"PESONET\": {\n \"bank_code\": \"RCBCPHMMXXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"RLSKPHM1XXX\": {\n \"full_name\": \"RURAL BANK OF LEBAK (SULTAN KUDARAT), INC.\",\n \"swift_bic\": \"RLSKPHM1XXX\",\n \"settlement_rail\": {\n \"PESONET\": {\n \"bank_code\": \"RLSKPHM1XXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"ROBPPHMQXXX\": {\n \"full_name\": \"ROBINSONS BANK CORPORATION\",\n \"swift_bic\": \"ROBPPHMQXXX\",\n \"settlement_rail\": {\n \"INSTAPAY\": {\n \"bank_code\": \"ROBPPHMQXXX\",\n \"name\": \"INSTAPAY\"\n },\n \"PESONET\": {\n \"bank_code\": \"ROBPPHMQXXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"RSNAPHM2XXX\": {\n \"full_name\": \"RURAL BANK OF SAN NARCISO, INC.\",\n \"swift_bic\": \"RSNAPHM2XXX\",\n \"settlement_rail\": {\n \"PESONET\": {\n \"bank_code\": \"RSNAPHM2XXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"RUBCPHM2XXX\": {\n \"full_name\": \"RURAL BANK OF BACOLOD CITY, INC.\",\n \"swift_bic\": \"RUBCPHM2XXX\",\n \"settlement_rail\": {\n \"PESONET\": {\n \"bank_code\": \"RUBCPHM2XXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"RUBUPHM2XXX\": {\n \"full_name\": \"RURAL BANK OF BAUANG, INC\",\n \"swift_bic\": \"RUBUPHM2XXX\",\n \"settlement_rail\": {\n \"PESONET\": {\n \"bank_code\": \"RUBUPHM2XXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"RUCAPHM1XXX\": {\n \"full_name\": \"CAMALIG BANK INC\",\n \"swift_bic\": \"RUCAPHM1XXX\",\n \"settlement_rail\": {\n \"INSTAPAY\": {\n \"bank_code\": \"RUCAPHM1XXX\",\n \"name\": \"INSTAPAY\"\n },\n \"PESONET\": {\n \"bank_code\": \"RUCAPHM1XXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"RUDIPHM1XXX\": {\n \"full_name\": \"RURAL BANK OF DIGOS, INC.\",\n \"swift_bic\": \"RUDIPHM1XXX\",\n \"settlement_rail\": {\n \"PESONET\": {\n \"bank_code\": \"RUDIPHM1XXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"RUGUPHM1XXX\": {\n \"full_name\": \"Rural Bank of Guinobatan / Asenso\",\n \"swift_bic\": \"RUGUPHM1XXX\",\n \"settlement_rail\": {\n \"INSTAPAY\": {\n \"bank_code\": \"RUGUPHM1XXX\",\n \"name\": \"INSTAPAY\"\n },\n \"PESONET\": {\n \"bank_code\": \"RUGUPHM1XXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"RUMTPHM2XXX\": {\n \"full_name\": \"RURAL BANK OF MONTALBAN, INC.\",\n \"swift_bic\": \"RUMTPHM2XXX\",\n \"settlement_rail\": {\n \"PESONET\": {\n \"bank_code\": \"RUMTPHM2XXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"RUPPPHM2XXX\": {\n \"full_name\": \"RURAL BANK OF PORAC (PAMP), INC.\",\n \"swift_bic\": \"RUPPPHM2XXX\",\n \"settlement_rail\": {\n \"PESONET\": {\n \"bank_code\": \"RUPPPHM2XXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"RUPZPHM2XXX\": {\n \"full_name\": \"RURAL BANK OF LA PAZ, INC.\",\n \"swift_bic\": \"RUPZPHM2XXX\",\n \"settlement_rail\": {\n \"PESONET\": {\n \"bank_code\": \"RUPZPHM2XXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"RURUPHM2XXX\": {\n \"full_name\": \"RURAL BANK OF ROSARIO (LA UNION), INC.\",\n \"swift_bic\": \"RURUPHM2XXX\",\n \"settlement_rail\": {\n \"PESONET\": {\n \"bank_code\": \"RURUPHM2XXX\",\n \"name\": \"PESONET\"\n }\n }\n },\n \"RUSGPHM1XXX\": {\n \"full_name\": \"RURAL BANK OF STA. 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